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Wester Insurance Agency
An independent insurance agency since 1880.
Since our founding in 1880, Wester Insurance Agency has grown and evolved with the ever-changing insurance industry. With two local offices in Henderson, NC and Raleigh, NC, we are proud to serve businesses, families, and individuals across North Carolina and all 50 states.
We’re an independent insurance agency, and that means we work for you, not an insurance company. Backed by experienced agents and a variety of national and regional insurance companies, we are able to give you the power to choose insurance coverage, helping you find a policy that fits your needs. You can rely on us to be there for you throughout the insurance process as a trusted insurance advisor.
Who We Are
140+ Years in Business
Established 1880, our agency is backed by an experienced team dedicated to serving our clients.
Convenience You Can Count On
Making life easier for you is our focus. Get the convenience of our online Client Portal and mobile app.
Customized Coverage
Our insurance professionals work with you to help you find coverage that fits your unique needs.
Insurance Customized to Your Needs
Providing a variety of business insurance and personal insurance solutions is what Wester Insurance Agency does best.
Business InsurancePersonal Insurance
Landlord and Rental Property Insurance
We have a special focus on insuring multifamily properties, including apartment complexes. If you are in need of specialized coverage from an experienced agency, we’re here to help.
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How can Wester Insurance Agency help?
Wester Insurance Agency +
Keystone Insurers Group
Keystone Insurers Group shares in our mission to safeguard livelihoods, bolster businesses, and fortify communities.
How Our Keystone Partnership
Benefits Our Clients
Access to serve all 50 states.
Exclusive resources to help support businesses.
Insurance solutions to help families plan for the future.
Unique access to a variety of insurance companies.
Our Keystone Partnership
An Agency You Can Rely On
Check out our reviews and see why you should switch to Wester Insurance Agency.
“Very good company to work with. They have extremely quick responses to any of your needs.”
– Ann See
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Get a glimpse of the risks you face and how your insurance can protect what matters most.
Errors and Omissions Insurance (E&O)
Risk Factor
Property management firms have many exposures that can lead to a lawsuit. Dealing with boards of directors, owners, residents, employees, vendors, and regulatory authorities can and often does lead to lawsuits.
Solution
Errors and omissions liability insurance protects property management firms if a client alleges that you were professionally negligent or failed to perform professional duties.
Commercial Property Insurance
Risk Factor
Property management firms may face serious financial consequences from property loss by fire, wind or other causes.
Solution
A business owners policy (BOP) or package policy providing commercial property insurance will provide coverage for damage to a building you own, along with coverage for personal property and income lost due to a covered cause of loss.
General Liability
Risk Factor
Property management firms can be sued for injuries or property damage at their office and sometimes at the properties they manage.
Solution
General liability insurance is an absolute necessity for any property management firm. It provides coverage for legal fees and judgments when the firm is named in a covered lawsuit for bodily injury, property damage, associated medical costs, and more.
Crime and Fidelity Coverage
Risk Factor
As a property management firm, you have access to your clients’ money. Illegal activity such as forgery or theft can occur.
Solution
Crime and fidelity coverage is designed to provide coverage for theft of not only money and personal property owned by the firm, but money that the firm has in their custody for their clients.
Cyber Liability Insurance
Risk Factor
Property management firms have exposures including the need for protection of privacy, data and financial information for their clients. Breach of data can result in costly fees and lawsuits for the association if held liable.
Solution
Cyber liability coverage covers fees and lawsuits resulting from the breach of personal data in the event your firm is liable.
Hired and Non-Owned Auto Liability Insurance
Risk Factor
Property managers must drive to the sites they manage regularly. Accidents can and do happen. If an employee were to get into an auto accident while working, the management firm could be named in a suit by the injured party.
Solution
If any automobiles are owned by the property management firm, a commercial auto insurance policy should be obtained. In addition, hired and non-owned auto liability should be maintained in any case to provide coverage in the event an employee gets into an accident while using their own car.
Property Manager Insurance 101
Make sure you cover the unique risks you face with property manager insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
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The Advantage of an Independent Agency Working for You
What makes our independent agency different?
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